Music Mondays – Royals

Music - Inspiration for financial changeI love music. Since I was a little girl listening to Casey Kasem on my clock radio every Sunday, I have loved music. For me, it is the one medium that has the ability to make me laugh, cry, hurt, empathize, learn or inspire. I began this weekly series using music as my financial inspiration because I have frequently found that clients are different and not everyone can grasp the financial jargon I share; however, many can understand me through song. As part of the financial training I do with clients, all of them are given a music playlist to help inspire their road to financial fitness. The playlist is unique to that client and his or her particular financial challenges.Most of us will not be royals…and that's okayI recently added this song to a client’s playlist because he had a spending problem that was putting him into credit card debt. His primary issue was that he lived in New York City and although he made a good salary, he didn’t feel as though it was enough to impress his friends. He was spending to keep up with the friends he assumes make better money than him. The irony is that the way they are all spending, none of them could possibly be financially healthy unless their salaries are in the high six digits. So I added this song for my client to remind him that he is not a royal and he will not live a certain way, but that doesn’t mean that he won’t live a great life. The fact is, most people won’t live that life and remain financially healthy.This week I am focused on credit as part of your financial health and if you have a spending problem because you are trying to live a certain way, download this song and let it inspire you and remind you that you are not a “Royal” but you can find a different kind of buzz to crave. If you have a shopping/label issue, try a different store. If you have a make-up issue, try a different approach. If you have a going out issue, opt for happy hours or cooking in. Learn to feel like a "royal" within your budget and you won't find yourself in a credit crisis. http://www.youtube.com/watch?v=E9XQ2MdNgKY